Unit is responsible for business relationships with schemes and with banks as well. We are preparing specifications for banks (clearing and authorization), offering needed support to banks when implementing required changes. Beside that SW team manages the core part of the authorization system (BASE24) and is responsible for switching and routing authorizations to MasterCard, Visa, Diners and American Express networks, regional processors and banking systems. MCV is processing MasterCard and Visa financial transactions, including the management of clearing and settlement processes.